DEFI-NATIVE CREDIT
LUX CREDIT
Zero-interest credit backed by DeFi yield
The first credit card where your collateral earns yield that automatically repays your balance. Spend anywhere. Never pay interest. Never sell your crypto.
TITANIUM CARD
SIMPLE FLOW
How It Works
Deposit Collateral
Deposit L* tokens (LETH, LBTC, LUSD) into your non-custodial vault. Your assets remain yours.
Activate Card
Receive instant credit line based on collateral. No credit checks. Approval in seconds.
Spend Anywhere
Use your card globally via Visa/Mastercard or x402 protocol for HTTP-native payments.
Auto-Repay
Liquid Protocol yield automatically repays your balance. Zero manual payments required.
CHOOSE YOUR TIER
Card Tiers
BUILT DIFFERENT
Features
Zero Interest
No APR ever. Your collateral yield covers all costs through Liquid Protocol integration.
Instant Approval
On-chain collateral verification. No credit checks. Get approved in seconds, not days.
Global Acceptance
Visa/Mastercard network worldwide. Zero foreign transaction fees.
AI Agent Payments
x402 Payment Protocol (LP-3028) enables HTTP-native payments for AI agents.
LUX Cashback
Earn 1-5% cashback in LUX tokens on every purchase. Higher tiers, higher rewards.
Gasless Transfers
LRC-3009 gasless transfers. No gas fees for users. Seamless spending experience.
LIQUID PROTOCOL
Yield Integration
Your L* token collateral earns yield through Liquid Protocol. This yield automatically flows to repay your credit balance. Spend freely while your assets work for you.
LETH
Liquid ETH
APY
LBTC
Liquid BTC
APY
LUSD
Liquid USD
APY
Auto-Repay Calculator
# x402 Payment Request
HTTP/1.1 402 Payment Required
X-Payment-Protocol: x402
X-Payment-Amount: 0.001 LUX
X-Payment-Address: lux1...
# AI Agent Response
HTTP/1.1 200 OK
X-Payment-Receipt: 0x...
LP-3028
x402 Protocol
HTTP-native payments for the AI era. The x402 Payment Protocol enables AI agents to make authenticated payments directly over HTTP. No wallets, no signatures, just seamless micropayments.
NON-CUSTODIAL
Security First
Your collateral stays in smart contracts you control. No custodial risk. No counterparty exposure. Your keys, your crypto, always.
Non-Custodial Collateral
Assets secured in audited smart contracts
Smart Contract Secured
Multi-sig governance and time-locks
Audited Protocols
Reviewed by leading security firms
GET STARTED
Get Your Card
Join thousands of users spending their crypto yield instead of selling their assets. Zero interest. Instant approval. Global acceptance.