Black Card
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Never miss a payment again
Each user has unlimited time to pay off their balance and we don't charge any late fees or effect ones credit score. Never worry about losing your account as you have unlimited time to pay off your balance or wait for the rewards to settle it.
Automate payment with rewards
Earn 7% rewards off your average available credit automatically, you can also use it to pay off your balance as you spend or pay your annual fee.
Lifestyle Perks and Financial Wellness
Unlock a world where luxury concierge services and AI personal assistants streamline your daily tasks and travel plans. Access exclusive events, top wellness and fitness clubs, and bespoke experiences that cater to your refined tastes.
More Ways to Earn
Earning KARMA while spending is easy!
2x
KARMA POINTSFood & Dining
Earn Karma Rewards at restaurants worldwide, plus takeout and delivery at home or while traveling.
2x
KARMA POINTSRetail Stores
Earn Karma Rewards at supermarkets and retail stores worldwide, on up to $25,000 per year in purchases.
1x
KARMA POINTSFlights & Hotels
Earn Karma Rewards on flights and hotels worldwide up to $100,000.
1x
KARMA POINTSEvery Purchase
Earn Karma Rewards anytime you use your card in every country for anything you can purchase with your Lux card.
Unique Sovereign Card Benefits
An all access pass to elevated living and memorable moments.
Food and Dining
Wine and Dine in style. Get 4x points when you use your Lux Gold Card to pay for meals, restaurants, delivery apps, and any other edible drinkable delicacies unlimitedly! You can even earn off our exclusive venues and 5 star restaurants.
Private Jets
The Lux Elite Card gives you access to the most stylish and comfortable ways to travel. Our network has access to the best private jets available to charter you around the world with the most competitive pricing. Available individually or for 5-20 persons.
Chauffer Services
Travel around every city in unmatched comfort and convenience with Lux Chauffeur Services. Relax in luxurious cars featuring state-of-the-art sound systems, and high speed internet while our drivers ensure a smooth and enjoyable journey.
Yacht Charter
Sail in luxury. Create memorable moments with friends and family with Lux yacht charters, and boat rentals. Experience exquisite cuisine, professional staff and earn rewards. Experience sea excursions and marine wild life like never before.
VIP Experiences & Events
Meticulously tailored experiences from blockchain & finance summits to private cultural soirees, each event is a door to new worlds. Join an elite circle with access to sold-out events, exclusive gatherings, and transformative experiences.
Security Detail
Lux transforms security into luxury. With experts from U.S. special ops and elite law enforcement, cardholders access a fortress of safety for personal, corporate, or private interests. Security detail tailored for peace of mind in every corner of the globe.
Butler & 24/7 Concierge
The Lux Elite Card gives you access to the most stylish and comfortable ways to travel. Our network has access to the best private jets available to charter you around the world with the most competitive pricing. Available individually or for 5 - 20 persons.
Private Chefs and Sommeliers
Wine and Dine in style. Get 4x points when you use your Lux Gold Card to pay for meals, restaurants, delivery apps, and any other edible drinkable delicacies unlimitedly! You can even earn off our exclusive sommeliers and private chefs.
Wellness
A holistic approach to wellbeing with personalized, exclusive care and top-of-the-line treatments. Blends mental, physical, and emotional health through private retreats, tailored fitness programs, nutrition counseling, and spa treatments.
Lux Quests and Retreats
Your gateway to connection. Every month you can embark on a journey, be it solo, or in a group. From educational summits to private cultural soirees, & couples experiences. Lux promises meticulous curation to open doors to new frontiers.
Mindfulness
Experience mindfulness elevation through silent retreats, private sessions with spiritual healers, sound baths, workshops, mediation and VR. Access to journeys for self improvement by balancing mind & body merging ancient practices in lavish locales.
Promoters & Organizers
Partnering with top promoters and organizers globally, Lux can craft exclusive gatherings featuring world class entertainment, stunning venues, and a vibrant beautiful people as per your requirements and budget constraints.